As the only charitable provider of free debt management in Australia, CAP exists to address the problem of poverty and social exclusion caused by over-indebtedness. CAP has a unique ‘hands on’ approach empowers people to help themselves to get out of poverty and to be released from the fear, oppression and worry generated by overwhelming debt. CAP provides sustainable poverty relief as our service teaches clients vital budgeting skills that will last a lifetime.

CAP’s services are provided through a network of outreach centres in partnership with local churches and Australind Baptist Church is one of them. Restoring hope and dignity to Australians overwhelmed by the burden of unmanageable debt. We can assist you through the CAP Money Course.

The CAP Money Course is a revolutionary money management course that teaches people budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can budget, save and prevent debt. We run CAP Money courses over three nights at the church every few months. For more info go to

If you are looking for more urgent assistance, contact CAP directly on 1300 227 000, and they’ll let you know if you qualify for FREE financial counselling.